How Pay-U Platform Works How it Works Fund your Pay-U Account Fund your Company’s Account on the platform for the company to activate the insurance coverage. It is Pay-as-you-use, meaning the Company’s account only get charged when the insurance is used. Switch on the Auto insurance The Driver or the admin can turn on the auto insurance coverage for each vehicle onboarded via the Partner’s Mobile or Web App. The insurance has to be turned on in order to activate the coverage. Make an Instant Claim In case on any casualty, The driver or the admin can report a claim right on the mobile app or web app instantly. Get Paid within 72 Hours Once the claim is received by us. We process the claim nd make payment within 72 hours.