Pay-as-you-goAuto Insurance for Companies
We provide affordable and innovative auto insurance solutions to individuals and companies with a keen focus on Logistics, Ride-Share and Mass Transport Companies.
Available on Web, Android and iOS.
+10K
Join Thousands of users in Nigeria using Pay-U!
Trusted by global brands
Pay-Per-Minute Auto Insurance
Pay-U offers pay-per-minute comprehensive motor insurance, especially while driving on the road. Using the Pay-U App ensures users get FULL Comprehensive motor insurance coverage which covers all riders from unforeseen incidents such as strict riot and civil commotion, excess buy-back, flood, malicious attack.
No Bulk Upfront Payment
As a Mass Transport, Logistics or Ride-share company, you do not have to pay an upfront lump sum annual premium on your vehicular assets, you simply pay as you use on our platform. Our pricing model is very transparent and was designed with you in mind. Be sure to have the best deals possible on our platform.
Transfer the cost to the Customers
Our Platform was built to help you seamlessly transfer the cost of motor insurance to your riders/passengers/customers. One Hour ride will cost as little as NGN900 for a vehicle valued at NGN20,000,000 while driving and as little as NGN220 per hour while parked. This can be easily added to the cost of service to the customers.
Save Money on Premium Auto Insurance
As a Mass Transport, Logistics or Ride-share company, you do not have to pay an upfront lump sum annual premium on your vehicular assets, you simply pay as you use on our platform. Our pricing model is very transparent and was designed with you in mind. Be sure to have the best deals possible on our platform.
Frequently Asked Questions
Pay-U is backed by Sovereign Trust Insurance PLC, one of the foremost and motor insurance experts in Nigeria. They guarantee that all valid claims will be paid
We have a very fast turnaround time. Be sure you will get your claims within 72 hours if your claim is approved.
The value of your car determines how much you pay per minute. You can pay as 70 Kobo per minute and as high as 10NGN per minute. The minute starts reading once you turn on the app.
you can log a claim within 3 minutes. Just take pictures and videos of the accidented vehicle and provide a few details. you are good to go!
Users have control over the price. you can decide when to switch the app off or on. you also pay per minute. super cheap
The app is secured with high-level security infrastructure. Be rest assured your information and data are safe with us.